Privacy Policy | Personiq Development

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PERSONIQ DEVELOPMENT — WEBSITE LEGAL DOCUMENTS

Prepared: 18 June 2026 | Site: www.personiq.gr

IMPORTANT — NOT LEGAL ADVICE

These are GDPR-aligned templates prepared for a Greek property developer. A Greek lawyer or DPO must review and finalise them before publication. The one remaining gap is the registered office address (marked [REGISTERED OFFICE ADDRESS — TO PROVIDE]). The Hellenic Data Protection Authority (HDPA) can fine up to €20M or 4% of turnover, so a professional review is strongly recommended.

COMPANY DETAILS USED THROUGHOUT

- Legal name: PERSONIQ DEVELOPMENT Ε.Ε. (Limited Partnership / Ετερόρρυθμη Εταιρεία)

- ΑΦΜ (VAT): 803313990

- ΓΕΜΗ (General Commercial Registry): 194393901000

- Tax office (ΔΟΥ): ΚΕΦΟΔΕ ΑΤΤΙΚΗΣ

- Registered office: [REGISTERED OFFICE ADDRESS — TO PROVIDE]

- Contact: info@personiq.com | +30 6943 014000

- (Recommended: set up a dedicated privacy@personiq.gr inbox)

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1. PRIVACY POLICY

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Personiq Development — Privacy Policy

Last updated: 18 June 2026

1. WHO WE ARE

This website, www.personiq.gr ("the Site"), is operated by PERSONIQ DEVELOPMENT Ε.Ε., a limited partnership registered in Greece (ΓΕΜΗ no. 194393901000, ΑΦΜ 803313990, Tax Office: ΚΕΦΟΔΕ ΑΤΤΙΚΗΣ), with its registered office at [REGISTERED OFFICE ADDRESS — TO PROVIDE] ("Personiq", "we", "us", "our"). We are the data controller responsible for your personal data.

For any privacy matter you can reach us at info@personiq.com or +30 6943 014000.

2. SCOPE

This policy explains what personal data we collect through the Site and our business activities (property sales, Golden Visa investment services, renovations and land partnerships), how we use it, the legal bases we rely on, who we share it with, and the rights you have under the General Data Protection Regulation (EU) 2016/679 ("GDPR") and Greek Law 4624/2019.

3. WHAT DATA WE COLLECT

- Data you give us through our forms: full name, email, phone number, country of citizenship/residence, your stated interest (buying, Golden Visa, renovation, plot), budget range, timeline, property/plot details, and any message you send.

- Data collected automatically: IP address, device and browser type, pages visited and other usage data, collected through cookies and similar technologies (see our Cookie Policy).

- Data needed to complete a transaction: where you proceed with a purchase or a Golden Visa investment, we (or our partners) may collect identity documents, proof of funds and other information required by law.

We do not knowingly collect data from anyone under 15 years old (the consent age under Greek law).

4. WHY WE USE IT AND OUR LEGAL BASIS

- Responding to your enquiry and providing information — Steps prior to a contract (Art. 6(1)(b)) / legitimate interest (Art. 6(1)(f))

- Managing a property, Golden Visa or renovation transaction — Performance of a contract (Art. 6(1)(b))

- Sending marketing or newsletters (only if you opt in) — Consent (Art. 6(1)(a))

- Anti-money-laundering and identity checks for property/Golden Visa deals — Legal obligation (Art. 6(1)(c)), Greek Law 4557/2018

- Website analytics and non-essential cookies — Consent (Art. 6(1)(a))

- Site security and fraud prevention — Legitimate interest (Art. 6(1)(f))

5. WHO WE SHARE IT WITH

We share data only as needed with: our website platform provider (Wix), email/CRM and analytics providers, our professional advisers (lawyers, notaries, accountants), banks and authorities where required for a transaction or Golden Visa application, and public authorities where the law requires. We never sell your personal data.

6. INTERNATIONAL TRANSFERS

Some providers (e.g. Wix) may process data outside the European Economic Area. Where this happens, transfers are protected by an adequacy decision or Standard Contractual Clauses approved by the European Commission.

7. HOW LONG WE KEEP IT

- Enquiry/lead data: up to 24 months from last contact, then deleted or anonymised.

- Contract and transaction records: for the period required by Greek tax, commercial and AML law (generally 5–10 years).

- Marketing data: until you withdraw consent.

8. YOUR RIGHTS

Under the GDPR you have the right to: access your data, request correction or erasure, restrict or object to processing, data portability, and to withdraw consent at any time. To exercise any right, contact info@personiq.com. You also have the right to lodge a complaint with the Hellenic Data Protection Authority (HDPA) — Kifissias 1-3, 11523 Athens, www.dpa.gr, complaints@dpa.gr.

9. SECURITY

We apply appropriate technical and organisational measures to protect your data. In the event of a data breach posing a risk to your rights, we will notify the HDPA within 72 hours and, where required, notify you.

10. CHANGES

We may update this policy; the "last updated" date shows the latest version.

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2. COOKIE POLICY

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Personiq Development — Cookie Policy

Last updated: 18 June 2026

WHAT COOKIES ARE

Cookies are small text files stored on your device when you visit a website. We use them to make the Site work, to understand how it is used, and (with your consent) for analytics and marketing.

CATEGORIES WE USE

- Strictly necessary — required for the Site to function (e.g. security, load balancing via Wix). These do not require consent.

- Functional — remember your preferences.

- Analytics — help us understand how visitors use the Site (e.g. Wix Analytics / Google Analytics). Set only with your consent.

- Marketing — used to measure and target advertising. Set only with your consent.

YOUR CONTROL

On your first visit you will see a cookie banner where you can accept or reject non-essential cookies. You can change your choice at any time via the cookie settings link in the footer, or by adjusting your browser settings. Non-essential cookies are placed only after you consent, as required by the ePrivacy rules and the HDPA.

(A live cookie table listing each cookie, its provider, purpose and duration should be generated by your consent tool — Wix's cookie banner or a tool such as Cookiebot — and inserted here.)

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3. TERMS OF USE

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Personiq Development — Website Terms of Use

Last updated: 18 June 2026

1. ACCEPTANCE

By accessing www.personiq.gr you agree to these Terms of Use. If you do not agree, please do not use the Site.

2. ABOUT US

The Site is operated by PERSONIQ DEVELOPMENT Ε.Ε., ΓΕΜΗ no. 194393901000, ΑΦΜ 803313990 (ΔΟΥ ΚΕΦΟΔΕ ΑΤΤΙΚΗΣ), registered at [REGISTERED OFFICE ADDRESS — TO PROVIDE].

3. USE OF THE SITE

You may use the Site for lawful, personal and informational purposes only. You agree not to misuse the Site, attempt to gain unauthorised access, or use it in any way that could damage or impair it.

4. PROPERTY INFORMATION & NO OFFER

All property listings, prices, availability, renders, floor plans and descriptions are provided for general information only, may change without notice, and do not constitute a binding offer, contract, or investment/legal advice. Computer-generated images and renders are indicative and not a precise representation of the final property. Any purchase, reservation or investment is governed solely by the separate written agreement signed by the parties.

5. GOLDEN VISA

Information about the Greek Golden Visa programme is general and based on rules current at the date of publication; the programme and its investment thresholds may change. Eligibility depends on your circumstances and official requirements. We recommend obtaining independent legal advice before investing.

6. INTELLECTUAL PROPERTY

All content on the Site — including the Personiq name, logo, text, images, renders and design — is owned by or licensed to Personiq and protected by law. You may not copy, reproduce or distribute it without our prior written permission.

7. THIRD-PARTY LINKS

The Site may link to third-party websites. We are not responsible for their content or practices.

8. LIMITATION OF LIABILITY

To the extent permitted by law, we are not liable for any loss arising from your reliance on information on the Site. We do not warrant that the Site will be uninterrupted or error-free.

9. GOVERNING LAW

These Terms are governed by Greek law, and the courts of Athens have exclusive jurisdiction, without prejudice to your mandatory consumer rights.

10. CONTACT

PERSONIQ DEVELOPMENT Ε.Ε. — [REGISTERED OFFICE ADDRESS — TO PROVIDE] — info@personiq.com — +30 6943 014000.

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4. FORM CONSENT TEXT + FOOTER LEGAL NOTICE

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REQUIRED CONSENT CHECKBOX (add to every lead form):

[ ] I have read and accept the Privacy Policy and consent to Personiq Development contacting me about my enquiry. (required)

OPTIONAL MARKETING OPT-IN (separate, unticked):

[ ] I'd like to receive occasional updates about new properties and offers from Personiq.

FOOTER LEGAL BLOCK (add to every page):

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STILL TO DO (BEYOND THESE DOCUMENTS)

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- Provide the registered office address and insert it everywhere marked above.

- Turn on a cookie consent banner in Wix (Settings → Cookie banner), set to block non-essential cookies until consent. Legally required; not currently active.

- Add the company identification (ΓΕΜΗ/ΑΦΜ) to the website footer — currently missing and legally required for Greek businesses.

- Set up an AML/KYC procedure for Golden Visa / property transactions (Law 4557/2018) — handled by your lawyer, not the website.

- Have a Greek lawyer / DPO review all documents before publishing.

SOURCES

- HDPA — Law 4624/2019 (official EN translation): https://www.dpa.gr/sites/default/files/2020-08/LAW%204624_2019_EN_TRANSLATED%20BY%20THE%20HDPA.PDF

- DLA Piper — Data Protection Laws: Greece: https://www.dlapiperdataprotection.com/?t=law&c=GR

- ICLG — Data Protection Laws & Regulations: Greece 2025–2026: https://iclg.com/practice-areas/data-protection-laws-and-regulations/greece/

- Termly — Privacy Policy for Real Estate Websites: https://termly.io/resources/articles/privacy-policy-for-real-estate-websites/